College Planning Services

College planning services image Our college planning services provide parents of college-bound students with guidance in all areas of the college  financial planning and funding process, including how to make college more affordable by managing the financial aid process on your behalf, working closely to identify all of the grants, loans, and scholarships available, and submitting all of the multiple forms and paperwork that are associated with this process.

If you use our college planning services, we guarantee that everything will be done 100% accurately and on time, and that we will use every strategy available to legally lower your family’s out-of-pocket college costs as much as possible!

Some parents just assume that they won’t qualify for financial aid, but that’s not necessarily the case. For parents with a substantial EFC, or those who don’t qualify for any need-based aid, we will work with you to teach you how to pay for college on a tax-favored basis, help you find the best sources of money, show you how to choose a college with the best chance of getting merit-based aid, educate you on how to negotiate with colleges to get MORE aid, and much more!

Here is a quick video from the College Planning Network to explain how a college funding advisor may be able to help your family:

What’s Your College Funding Category?

No matter what your income or financial situation, you will fall into one of three categories while going through the financial aid and college admissions process:

Category 1. Those who will definitely qualify for need-based financial aid no matter what school they choose. This group has a low enough income and asset level that they will qualify for need-based aid regardless of which school(s) they apply to.

How Can We Help?
If you fall into this category, our college planning services can help navigate your family through the entire financial aid process. According to the Department of Education, over 70% of parents submit their financial aid paperwork incorrectly and have their forms “bumped” in the process – typically adding 4-6 weeks of processing time. Since most financial aid is awarded on a first-come, first-served basis, even a tiny error on the forms can drastically affect the amount of aid you get.

Also, it’s not just filling out the forms correctly that matters – it’s making sure the right information goes in the right place and that you do not disclose information that you don’t have to! We also help this category by negotiating with the colleges to get a better financial aid package with the maximum amount of FREE money possible.

As a single mom, there are many things I have to worry about. Knowing that the college planning process for BOTH my daughters is being handled by you, takes the biggest worry off my list. It was a blessing that I was directed to your workshop! I would highly recommend it to anyone with high school kids! Thank you so much, and feel free to use my testimonial at your workshops, if you wish. I think you’re awesome.

~ Lisa Hetzel; Client From Pataskala, OH

Category 2. Those who will qualify for need-based financial aid depending on the school they choose, AND how their income and assets are arranged. This group is the middle to middle-upper class, who make a nice living but definitely don’t feel rich by any means.

How Can We Help?
We help this category by once again, first making sure all forms are completed correctly so that they get submitted on time without errors – this is actually included in our college planning services at no charge. If you’re in this category, the amount of need-based aid you qualify for may be less, so getting these forms done correctly and on time could save you thousands of dollars. If you aren’t awarded what we deem as a fair aid package, we will also help negotiate with the college for a better offer.

For this group, we want to take advantage of every strategy out there to make sure your Expected Family Contribution (EFC) is as low as possible by legally arranging your financial affairs to qualify for more aid & to lower your out-of-pocket costs. We also want to make sure you get as much FREE money as possible, while minimizing the self-help money (i.e. loans).

Thanks for all the help! The program is great. The personalized time and insight is great for parents and students. I have more confidence in my efforts to explore colleges and my applications to them. I would definitely recommend the program to anyone in search of guidance to make one of the biggest decisions in life.

~ Andrew Hesch; Student From Pickerington, OH

Category 3. Those who no matter what, will not qualify for any need-based aid. This group is the middle-upper to upper class who make a very nice living, but after taxes and lifestyle, coming up with a $35,000+ annual after-tax Family Contribution doesn’t seem very likely without cutting back drastically on things you may not want (or be able) to cut back on.

How Can We Help?
We will also help this group by navigating you through the financial aid and admissions process and making sure you choose the right school for the best value, and maximize any merit-based aid available to you; however, that is not where our college planning services really bring the most value to this group.

Our goal for this category is to make it so ALL of your children may go to college COMFORTABLY without neglecting all of the other financial goals you have set (i.e. paying off the mortgage, supplementing your retirement, purchasing a second house somewhere warm, etc…)

What this really comes down to is a cash flow and retirement problem…not just a college funding problem. If college costs you $100,000 after taxes,  you may have to earn $150,000 to pay for it. By using certain tax scholarships, tax deductions & tax credits, we can drastically lower your net out-of-pocket costs – while still preserving your assets. (The strategies we discuss in this category may also fit into the profiles of many Category 2 type families)

No matter what category of financial need your family falls into, we have unique strategies and knowledge about the system that can help put you and your family in a better place financially when it comes to dealing with college expenses.

So how can you learn more about how our college planning services can help YOUR family, and what YOU can do in the meantime? The best place to start is with one of our free college planning workshops, where we will teach you the ins and outs of the “college system,” and share some of the strategies we use to make it work to your advantage.

Eagle College Planning offers FREE local workshops throughout the year for parents of college-bound high school students in the Columbus, OH area, and follows these up with a free personal consultation to review your individual college financial situation. If you are a parent of a college-bound student, you can not afford to miss these workshops!

Don’t wait! If your child is in high school now, every financial decision you make could be costing you thousands of dollars for college. Just click the orange button to the right to sign up for one of our FREE Workshops in your area!